You are always allowed by our auto loan lenders to have a co-signed auto loan. With a co-signed auto loan, a joint applicant signs the finance contract with you in order to make up for any deficiencies in your credit history.
A co-signer assumes equal responsibility for the contract, and the account history will be reflected on the co-signer's credit history as well. For this reason, you should exercise caution if asked to co-sign for someone else. Since many co-signers are eventually asked to repay the obligation, be sure you can afford to do so before agreeing to be someone's co-signer. Getting started in a new position, or being a recent college graduate is often a reason to obtain a co-signer. There is nothing wrong with this option as many of us have gotten a start this way.
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If you have additional questions that are not covered in this section, feel free to drop us a note at contact@myAutoloan.com.
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