Question: If I apply for an auto loan, will that hurt my credit score?
The FICO score is known as BEACON® at Equifax, EMPIRICA® at TransUnion and the Experian/Fair Isaac Risk Score at Experian.FICO states that it has a de-dup process in a rolling 14 day period and that auto inquires count as one. This means that the FICO scores recognize an auto inquiry based on the subscriber code SIC/KOB and de-dup such codes when scoring a consumer's file.
If you have additional questions that are not covered in this section, feel free to drop us a note at contact@myAutoloan.com.
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