In most cases, you will get a response to your submission of your Preferred Placement® form within two hours of submitting your application. The responses from our lenders will be posted in your secure "My Account" profile page. Our goal is to secure up to 4 competitive responses from lenders that most closely match past credit history and your current funding needs. A credit history is a record of an individual's open fully repaid and unpaid debts; it helps a lender to determine whether a potential borrower has a history of repaying debts in a timely manner. Our objective is to help find you financing options so that you can purchase the car you want, through our lenders. If you have a unique situation and we are unable match your profile with one of our sources we continue to remain committed to helping look for financing options through lending affiliates who may be better able to help you obtain financing through their dealer network. All responses will be posted, and an e-mail notification from myAutoloan.com is sent as lender approvals are received.