Rates may change at any time. Each application is treated individually. Your rate may vary depending on your credit history, the vehicle you are purchasing, whether the auto is New or Used, the term of your loan, and any other applicable state and legal limitations. A credit history is a record of an individual's open fully repaid and unpaid debts; it helps a lender to determine whether a potential borrower has a history of repaying debts in a timely manner.
