Auto Title Loans: Pink Slip Loans
Auto title loans, also known as "Pink Slip Loans" or "U-Drive Loans" are designed to help you with your immediate cash needs by using your vehicle as collateral for a cash loan.
Auto Title Loans vs. Auto Pawn Loans
Auto Title Loans differ from Auto Pawn Loans in that Auto Title Loan customers keep their vehicles and drive them while making payments to their lender during the course of the loan.
Auto Title Loan Payments
Auto Title Loans are easily structured and can provide you with as long as 36 month repayment terms. Your payments are usually for small, easy payments. An auto title loan usually has no pre-payment penalty, so you can pay off the loan at anytime. It's that simple!
Applying for an Auto Title Loan
You will need the following items to apply for an Auto Title Loan:
* 1. You must own a vehicle with a free and clear Title (pink slip).
* 2. A $4500 value of your vehicle or more.
* 3. Proof of Vehicle Insurance.
* 4. Proof of Employment or if Self Employed proof of income or proof of Social Security, Disability, or Unemployment Benefits.
* 5. A Spare Key for the Vehicle.
* 6. A recent Phone Bill and Utility Bill for your current address.
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